My 'Monopoly' Style Idea

So talking to my girlfriend who is a University student in 'Liverpool'. She is currently renting a room in a house with two other friends.

For fun i was on the real estate website 'ZOOPLA' and typed in her address, and looked at the house on 'Street View' via google maps.

However the point of this story is, i saw the house NEXT to her was for sale at £40,000! NOT £400,000 but £40,000!

For me i always assumed house prices started 'normally' around the £140 mark.

A bit lower and you got the very basic and in a rough neighbour hood etc, like £110,000.

On 'Zoopla' the £40,000 house said WOULD rent for around £220 per month! Now this figure is hardly earth shattering BUT!!

My girlfriend's house only next door! is exactly the same house being a terrace, and two bedrooms, with the lounge being turned into a 3rd bedroom! this Landlord was charging EACH £275 per month! PER MONTH thats £825! for renting to 3 individual students!

Or £220 renting to a young family, couple or individual!

ALARM BELLS RINGING! i scribbled down the following...

Let me explain...

At the top i've got a house and the 'typical' value for a first time buyer of £110k now with banks asking for 20% down payment that would mean £22,000 up front! (Which i don't have)

Also banks want to see you earning at least £20,000 per year! (Which i don't) 

So for me i was wanting to get into property! BUT i suppose like most people the ladder was to high for me to reach the first rung!

(ENTER NEW INFORMATION AND POSSIBLE ROUTE AROUND THIS PROBLEM)

£40,000 for a TERRACE house (Not a semi or a detached) and £220 per month.

20% would be £8,000! (Still NOT got but is suddenly ALOT EASIER to get than £22,000!) 

Mortgage now would be for around £32,000!

£220 per month x 12 = £2,640 (Now this would mean the mortgage would be paid off in 12.2 years)

This is in a perfect world and is useless as it would never work out like this.

NOW FACTOR in my girlfriend's landlord!

£40,000 for house 

- £8,000 deposit

- £32,000 mortgage

Change the lounge into a bedroom and rent each bedroom (focusing on students) at £250 per month

£250 x 3 = £750 x 12 = £9,000 per year

(this would mean the mortgage of £32,000 would be paid off in 3.5 years!)

Now this £9,000 per year in rent! would also allow £8,000 FOR ANOTHER DEPOSIT and repeat the process next year but with TWO HOUSES!

NOW THE MONOPOLY PUN: Buy 4 green houses and then trade them all in for 1 hotel

If you repeated this process just mentioned by the end of the second year you'd have £80,000 in assets and be making £18,000 a year in rent! which would leave you £16,000 split over TWO MORE deposits bringing you into your third year with potentially FOUR HOUSES! 

Now all this doesn't factor in real life, i.e tax, costs, expenses, every month rooms being rented, insurance and misc problems etc 

BUT IT DOES SHOW ME! 

My vision of £110,000 house and needing £22,000 for a deposit to get started! is RUBBISH!

If we take the monopoly board:

Are we like ME, thinking yes property sounds good and you always hear rich people talking about it and i want to get in!

Are we going right i want to start at the oranges or the reds! and then realising we can't afford the £22,000 deposit so back off property and come out with...

- Its for the rich and famous property investing i can't afford it.

Or should we be looking at the browns and blues! (Like terrace houses in cities and WORK our way up, get 4 houses then trade them in or some in for a house in the blue or purple! aka a semi-detatched or detached house for the typical £110,000) And like Monopoly work our way round the board!!

AND THEN ARRIVE AT THE ORANGE'S AND RED'S 

Are we trying to walk or run BEFORE we can even crawl?

Let me know what you think....

TV SHOW - 'Body Language Secrets: WINNING' - Review

TV SHOW - 'Body Language Secrets: WINNING' - Review

Why is winning so important?
The drive to compete is who we are
We've evolved to compete for food, for mates, and status - winning is an inbuilt survival

Is there such a thing as good and bad luck?
- To test this they went to a casino and found that typically a lucky person is just someone who is incredibly positive (This positive mentality is what makes people 'winners')
When a winner is on a losing streak they will change their behaviour to try and be successful
On the unlucky table (Typically when someone who thinks their unlucky wins they think its an exception rather than the rule, this belief becomes self perpetuating ) Lucky and unlucky people tend to be just people with positive and negative mindsets.

If you want to be a winner you need to do your SWOT when an opportunity arrises (promotion, interview, sales pitch and so on)

Strengths -

Weaknesses - What i need to work on

Opportunities - Can i do some research, talk to someone in the business etc

Threats - What's gonna get in my way, lack of confidence more training etc

Rodger Federer had a weakness with his temper, which he over came it led him on to becoming a winner.

(Little victories can give you confidence and thats an essential piece of kit to a winners tool box)


Drive and determination, conviction and execution of everything you set out to do
Exceeding small goals often
Baby steps of success
with
Chart PROGRESS
Achieve that goal then move onto the next goal to have your desired goal



10,000 hours rule:
The Beatles - 8 hours a night 7 days a week in Berlin
Michael Phelps - 3 days off in the last 5 years

Hard work is vital and the more work you put in the more of an edge you'll have and it make you
Behaving like a winner which also helps also as it puts off the opposition (plus winners are attractive)

Golf

Getting in the zone? How to clear your mind and focus
Putting:
  Imagary techniques
  Self - Taught Techniques
  To create a different emotional response from the athetle
Some people perform fantastic in an relaxed state of mind and others in an excited state of mind


Taking 10 putts without the help of an expert
He explains that he thinks it will go in, and the expectation then causes the pressure which throws his relaxed mind then into an aggitated mind set

10 putts with his eyes closed (This shutting off external distractions helps relax and simplifies the mind)

You need to work out which mindset works best for you, and when you find out or know this, the greater chances of success when you get yourself into that mind set. Whether in business making deals or playing golf.

Shutting out distractions and consquences will put you in the zone and can be the difference between success and failure
But to truly get what you want, you must see yourself vividly getting what you want in your minds eye.
To be a winner the most effective trick to learn is visualisation.
Imaginaing yourself doing something successfully before its actually happened makes you more likely to succed when you actually do it.

Going through an important interview in your head before can be the difference between success or failure


Body language of a winner:



Martial Arts people:

When you visualise your creating new neuro creations in the brain, your helping your brain become better at  performing a task without having to actually do it

Once you've believe yourself do something because you've seen yourself go through that process, you can.



Letting the feeling of defeat get the better of you will make you a loser, losing is natural but dwelling on it is likely to hold you back

No matter how hard you try to be a winner inevitability there will be times when you lose, but being a true winner means rising above those feelings of loss and fighting back
You've gotta put your loss into perspective, regroup, be realistic, learn from it and move forward.
Confidence
Getting into the zone
Visualisation
Hard work
Will give you the strength of mind to get over those loses more easily, and give you a winning attitude to life

:59 Seconds - BOOK REVIEW

 You can buy the book from amazon.co.uk and other popular websites
























- When people can afford the necessities in life, an increase in income does not result in a significantly happier life. Part of the reason is that we all get used to what we have very quickly. Buying a new car or bigger house provides a short term feel-good boost, but we quickly become accustomed to it and sink back to our pre-purchase level of joy.

- If you walk into a room that smells of freshly baked bread, you quickly detect the rather pleasant aroma.However, stay in the room for a bit and the smell appears to vanish. The only way to get it back is to leave and re enter the room. The same concept applies to many areas of our lives. We quickly adapt and 'don't realise what we've got till it's gone.'

- In job interviews likability is rated higher than qualifications or work experience, (introduce your negative/weak points FIRST - this comes across as you are OPEN/ HONEST/ TRUSTWORTHY whereas if you leave it till the end it comes across as the opposite, the same goes for strengths, reveal them at or near the start you come across as BOASTFUL/ ARROGANT/ BIG HEADED leave them till the very end and you come across as MODEST.

- Buy experiences than goods (trips away over TV's as this lasts longer in our memories making us happier for longer)

- Giving money away trumps buying experiences

- If you make a mistake, (something you say, wear or do.. apologise if need be but don't draw attention to it as statistically it won't of been as noticeable to you for others, so continue as nothing had happened.

- If you set children an activity they enjoy and reward them for doing it, the reward reduces the enjoyment and demotivates them. Within a few seconds, you transform play into work.

- Researchers believe that when looking at a group, people use a basic rule of thumb - important people sit in the middle - and label the phenomenon the centre-stage effect.

- The Franklin Effect. - People like you more when they carry out a favour for you. However, the effect has it;s limitations and is more likely to work with small favours.

- The Pratfall Effect. - The occasional slip-up can enhance your liveability.

- Gossip. - Know what traits you assign to others will likely be seen as part of your own personality.

- Yes, Yes, Yes - Dale Carnegie 'The message is people are much more likely to agree with you when they have said something positive.

- Save your time, Persuade by Rhyme

- The Bystander Effect - The more people who are around when a person is apparently in need of assistance, the lower the likelihood of anyone actually helping. (instead pick a friendly face and directly tell them what is happening and what they must do - this short-circuits them and turns them from a faceless person in the crowd to someone who can/will help)

- The message from research is clear - fantasising about your perfect world may make you feel better but it is unlikely to help transform your dreams into reality. (Create a plan with steps along the way)
NO ONE ACCIDENTALLY CLIMBED MOUNT EVERAST.

- HOW TO BEAT PROCRASTINATION - Procrastinators frequently put off starting certain activities because they are overwhelmed by the size of the job in front of them. However, if they can be persuaded to spend 'at least 2-3 minutes' they often feel the urge to see it through to completion. 'At least 2-3 minutes rule is a highly effective way of beating procrastination.

- 'Social Loafing' - Working in groups / brain storming results in fewer creative ideas compared to working alone.

- 'Two Men In A Room Theory' - The quiet guy represents your unconscious mind. It is capab;e of wonderful ideas, but often difficult to hear. The loud guy represents your conscious mind - clever, not as innovative, but difficult ti get out if your head. (Everyone can be more creative, it is just a case of keeping the loud guy in your head busy, and giving the quiet guy a chance to speak up.)

- To inspire creative thoughts, place plants and flowers in a room.

- A simple brief LIGHT TOUCH on the top of a persons arm can have a powerful effect. If you want them to help you, or simply asking someone to dance.

- Surrounding yourself with objects that remind you of your partner is good for your relationship.

- We are not rational creatures we like to think we are and can easily be perusaded by a variety of quick and effective techniques. 'That's not all' - 4 cookies for 75p or (1 cookie and 3 FREE FOR 75p)

- Liars often reduce the number of times that they say words like 'I', 'me' and 'mine' and tend to use 'his' and 'her' rather than people's names.
Liars can look normal contrary to popular belief however they will THINK more, so instead of looking out for signs of nervousness look out for signs of someone over thinking a simple question.

- With children PRAISE EFFORT and not ability. As effort is something a child can always improve, whereas ABILITY isn't. Praising ability can hinder a child's motivation and lead to fear of challenge's incase they don't do as well. Whereas research shows children praised for effort often pick challenging tasks over kids praised for ability.

- The smaller the threat you make to a child not to do or go somewhere the bigger the impact. Whereas making a big threat on a child not to do something can encourage the child (this might must be good if they really don't want me to see or do.....)

- The longer your ring finger is compared to your index finger the greater chance of success in later life researchers believe.

- Deal with potential liars by closing your eyes and asking for an email. Statistically lies are LESS told in emails over, texts, face to face and phone calls because it is easily documented and can come back to be used against them.